:root{--navy:#0b2b4a;--teal:#137d78;--gold:#c99a3a;--ink:#183247;--soft:#f3f8f8;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}
a{text-decoration:none;color:inherit}.wrap{width:min(1160px,92%);margin:auto}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5eded;z-index:20}
nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;color:var(--navy);letter-spacing:.06em}
.links{display:flex;gap:18px;align-items:center;font-size:14px;font-weight:700}.btn{display:inline-block;padding:12px 18px;border-radius:9px;font-weight:800}
.primary{background:var(--teal);color:#fff}.outline{border:1px solid var(--navy);color:var(--navy);background:#fff}
.hero{padding:82px 0;background:linear-gradient(135deg,#fff,#edf9f7)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.kicker{text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-weight:900;font-size:13px}
h1{font-size:clamp(44px,6vw,76px);line-height:1.02;letter-spacing:-.04em;color:var(--navy);margin:10px 0 18px}
h2{font-size:clamp(30px,4vw,46px);line-height:1.1;color:var(--navy);margin:0 0 18px}h3{color:var(--navy)}
.lead{font-size:19px;color:#536b7c}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.hero-card,.card{background:#fff;border:1px solid #e1e9e9;border-radius:20px;padding:26px;box-shadow:0 10px 30px rgba(11,43,74,.06)}
.hero-card{background:var(--navy);color:#fff}.hero-card h3{color:#fff}.hero-card strong{color:#ffd36d;font-size:28px}
.trust{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid div{text-align:center;padding:22px;border-right:1px solid #ffffff22}
section{padding:72px 0}.soft{background:var(--soft)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.price{background:linear-gradient(135deg,var(--teal),#07534f);color:#fff;border-radius:24px;padding:38px}.price h2{color:#fff}.price strong{font-size:28px;color:#ffe08b}
.cta{background:var(--navy);color:#fff;border-radius:24px;padding:38px}.cta h2{color:#fff}.phone{font-size:clamp(32px,5vw,54px);font-weight:900}
footer{background:#061f35;color:#dce8ee;padding:48px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:30px}.footer-grid h3{color:#fff}
.small{font-size:13px;color:#6f8390}.legal{border-top:1px solid #ffffff22;margin-top:28px;padding-top:18px}
@media(max-width:900px){.links{display:none}.hero-grid,.grid3,.grid2,.footer-grid,.trust-grid{grid-template-columns:1fr}.hero{padding:56px 0}.trust-grid div{border-right:0;border-bottom:1px solid #ffffff22}}

.leadform{display:grid;grid-template-columns:1fr 1fr;gap:16px}.leadform .full{grid-column:1/-1}
.leadform label{display:block;font-size:13px;font-weight:800;color:var(--navy);margin-bottom:6px}
.leadform input,.leadform select,.leadform textarea{width:100%;padding:13px 14px;border:1px solid #cfdcde;border-radius:9px;font:inherit;background:#fff;color:var(--ink)}
.leadform textarea{min-height:120px;resize:vertical}.areas{display:flex;flex-wrap:wrap;gap:10px}.area{background:#fff;border:1px solid #dce6e7;border-radius:999px;padding:10px 15px;font-weight:700}
.proofgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.proof{padding:22px;border-radius:16px;background:#fff;border:1px solid #dfe8e9;text-align:center;font-weight:800;color:var(--navy)}
@media(max-width:900px){.leadform,.proofgrid{grid-template-columns:1fr}.leadform .full{grid-column:auto}}

.relationship{background:linear-gradient(135deg,#0b2b4a,#124f69);color:#fff;border-radius:24px;padding:36px}
.relationship h2,.relationship h3{color:#fff}.relationship strong{color:#ffe08b}
.report-card{border-top:4px solid var(--gold)}
.nri-strip{background:#eef8f6;border:1px solid #d6e9e6;border-radius:22px;padding:30px}
.thanks{display:none;margin-top:18px;padding:16px;border-radius:10px;background:#eaf8f2;color:#145c48;font-weight:700}

.optional{font-weight:500;color:#7c8e99;font-size:12px}
.optional-details{border:1px solid #d9e5e6;border-radius:12px;padding:14px 16px;background:#f8fbfb}
.optional-details summary{cursor:pointer;font-weight:800;color:var(--navy)}
.optional-grid{margin-top:16px}